I like your gaming style definitions: "Magical Tea Party" and "Bible Study". To me, D&D of any variety has always been on the "Bible Study" end of the scale, because, well, what on earth are all those pages and pages of detail FOR if not for bible study? This isn't what I want to do. That doesn't make it a bad system, just not one that's ever going to interest me. I'll stick to HeroQuest and similar things. Our "magical tea-party" is regulated by us all being adults and having some basic common sense.