http://felix-tamen.livejournal.com/ ([identity profile] felix-tamen.livejournal.com) wrote in [personal profile] alexandraerin 2009-08-11 10:37 pm (UTC)

+1. I was surprised at how affordable health insurance is if you've got the cushion (or credit) to swallow a high deductible. I pay $130 a month for a $30 copayment and $5000/year out-of-pocket maximum (in Northern California; I'm 32 and male). If I have a heart attack, it'll suck, but I won't be ruined financially.

Dunno if this will work for you. Caveats: here, plans won't even take you if you have a significant pre-existing condition. In some other states, they'll cover you except for pre-existing conditions (this is not allowed in California). I don't know if your family history counts. In any state, premiums depend on age.

The rules suck, but if you can get on a plan, it's worth it. Easiest way to get to the bottom of all this: find an insurance agent and ask them what you can get.

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